OVERVIEW
• Drive growth initiatives by supporting originations and evaluating historical performance, pricing caps and other channel level economics across origination channels
• Optimize capital strategy by working closely with Portfolio Management on liability management, including warehouse facilities, securitizations, and equity capital efficiency
• Monitor portfolio performance by partnering with Servicing and Risk to track repayment speed, profitability, loss severity and other key drivers of portfolio returns
• Enable decision-making across departments through expense planning, resource allocation, and financial insights
• Advance innovation by identifying and implementing AI-enabled and data-driven solutions that improve forecasting, reporting, and operational efficiency
• Enhance portfolio resolution strategies by collaborating with external quantitative modeling partners to forecast repayment speed, loss severity, and profitability at a granular level
This is a high-impact, highly visible role focused on building, analyzing, and driving the business—not just reporting on it.
RESPONSIBILITIES AND DUTIES
Forecasting & Planning
• Lead, own, and manage complex financial models, including portfolio growth (originations and resolutions), debt utilization (warehouse facilities, securitizations, equity usage), and full three-statement financial forecasts at both SPV and consolidated levels
• Partner with business teams to model repayment curves and timing, loss severity and risk trends, pricing sensitivity and market dynamics, and the impact of current conditions on prior originations
• Lead annual bottom-up expense planning across departments in partnership with functional leaders
Reporting
• Own and deliver monthly reporting to Private Equity sponsor, including performance insights and variance analysis
• Oversee company-wide P&L reporting, including departmental performance
• Report and track profit share across various business relationships
• Support Board-level reporting and executive presentations
Data, Analytics & Technology
• Own and manage the data warehouse/data lake environment and Power BI reporting
• Lead development and prioritization of business reporting requests, ensuring alignment with strategic needs
• Partner closely with internal and external AI and technology teams to develop and deploy advanced analytics and automation solutions
• Continuously enhance data visibility, accessibility, and decision-making capabilities across the organization
Team Leadership
• Lead and develop a lean, high-performing FP&A team (4 team members)
• Provide clear direction, prioritization, and development opportunities
• Foster a culture of accountability, ownership, and continuous improvement
Strategic & Cross-Functional Partnership
• Serve as a key partner across Operations, Portfolio Management, Servicing, Risk, Marketing, and Technology
• Provide actionable insights to drive business performance and strategic decision-making
• Support capital planning, liquidity management, and overall financial strategy
• Partner with the CFO on investor relations, including preparation of materials and leading financial reviews discussions.
• Support M&A activities, including financial evaluation, due diligence, and integration planning.
EDUCATION, SKILL & EXPERIENCE REQUIREMENTS
• 8+ years of finance experience within private equity-backed financial services, banking, or mortgage lending
• Bachelor’s degree in Finance, Accounting, or related field required
• Strong hands-on experience in financial modeling, forecasting, and data analysis
• Proven ability to partner with business leaders and influence decision-making
• Experience working in high-growth, dynamic environments (PE-backed preferred)
• Advanced proficiency in Excel and experience with BI tools (Power BI preferred)
• Experience working with data lakes/warehouses
• Strong communication skills with the ability to present to executive leadership, board, and investors
• Self-starter with a proactive, solutions-oriented mindset