The Underwriting Manager is responsible for managing a team of underwriters and serving as the escalation point for complex issues.

Following is a summary of the essential functions for this job.  Other duties may be performed, both major and minor, which are not mentioned below.  Specific activities may change from time to time.  
1.    Responsible for the review and evaluation of credit transactions within the established criteria and for evaluating considerations to approve credits on an exception basis.
2.    Ensure the risk philosophy, risk appetite, and lending strategies are adhered to while maintaining a high level of client responsiveness.
3.    Ensure consumer lending activities are executed according to Company's  policies and procedures.
4.    Build effective relationships with Risk Management and client managers.
5.    Assist in training, development and interpretation of various internal reports.
6.    Responsible for all exception approvals.
7.    Manages team of consumer loan underwriters, including hiring, training and coaching.
8.    Conducts quality reviews of underwriting decisions
9.    May complete more complex post system credit adjudication
10.    Adheres to all loan funding operational policies that are consistent with overall policies and procedures and regulatory objectives of Company
11.    Acts as a liaison with dealer and other departments within Company
 

Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1.    8 years minimum related experience
2.    High school diploma or GED
3.    Experience reading and understanding credit report
4.    Proficiency with Microsoft Office Suite

Preferred Qualifications:
1.    Bachelor’s degree
2.    Knowledge of consumer finance
3.    Customer service experience